NetSuite for FinTech
Power FinTech Innovation with Compliant Scalable ERP
SuiteTech supports financial services organisations in modernising from legacy systems to scalable, enterprise-grade financial management platforms that enable regulatory compliance, audit readiness, and rapid growth — while maintaining strong security and financial controls.
Common FinTech Challenges We Address
Regulatory Compliance & Audit Requirements
FinTech companies face complex regulatory requirements including SOX compliance, PCI DSS, AML regulations, data privacy laws, and industry-specific regulations. Financial services compliance software must maintain audit trails, enforce segregation of duties, support regulatory reporting, and provide complete documentation for auditors and regulators.
Multi-Entity & Multi-Currency Management
FinTech companies operating across jurisdictions require multi-entity financial management with intercompany transactions, multi-currency support, and consolidated reporting. Financial services software must handle complex corporate structures, eliminate inter-company transactions, comply with transfer pricing rules, and generate consolidated financials.
Revenue Recognition Complexity
FinTech revenue models — from transaction fees and subscription services to platform and performance-based revenue — demand robust revenue recognition aligned with ASC 606 and IFRS 15. Systems must support complex revenue arrangements, automate calculations, and produce compliant, audit-ready financial reporting across both UK and US standards.
Financial Controls & Security
Financial services companies require robust internal controls, segregation of duties, approval workflows, and data security. FinTech ERP software must prevent unauthorised transactions, maintain audit trails, enforce approval hierarchies, and protect sensitive financial and customer data.
Transaction Volume & Processing
FinTech platforms processing thousands or millions of transactions daily require scalable transaction processing, real-time reporting, and high-performance financial systems. Financial services ERP must handle transaction volume without performance degradation while maintaining accuracy and control.
NetSuite for Every FinTech Business Model
FinTech Software for Financial Services Segments
Digital Banking & Neobanks
Multi-currency account management, transaction processing, regulatory compliance, customer onboarding, KYC/AML compliance, and banking operations support digital banks and challenger banks disrupting traditional banking.
Payment Services & Processors
Merchant services management, transaction settlement, payment reconciliation, interchange management, chargeback processing, and payment compliance support companies providing payment processing and merchant services.
Lending Technology Platforms
Loan management, borrower portal, payment processing, collections management, credit decisioning integration, and lending compliance support alternative lending, marketplace lending, and digital lending platforms.
RegTech & Compliance Software
Compliance workflow management, regulatory reporting automation, audit trail maintenance, risk management, and compliance analytics support companies providing regulatory technology solutions.
Cryptocurrency & Blockchain Companies
Digital asset accounting, cryptocurrency transaction tracking, blockchain reconciliation, token economics, and crypto regulatory compliance support companies operating in cryptocurrency, blockchain, and digital asset spaces.
NetSuite Capabilities for Fintech
Financial Controls & Compliance
Robust financial controls including role-based access, segregation of duties, approval workflows, audit trails, SOX compliance support, and comprehensive security. FinTech compliance software ensures regulatory requirements are met while preventing unauthorised access and maintaining complete documentation.
Multi-Entity & Consolidation Management
Advanced multi-entity financial management supporting complex corporate structures, intercompany transactions, elimination entries, multi-currency consolidation, and consolidated financial reporting. Manage global FinTech operations with centralised visibility and control.
Revenue Recognition Automation
Automated revenue recognition compliant with ASC 606 and IFRS 15, supporting complex FinTech revenue models such as transaction fees, recurring subscriptions, performance obligations, and bundled arrangements — delivering accurate, audit-ready financial reporting through automated revenue calculations.
Transaction Processing & Reconciliation
High-volume transaction processing, automated bank reconciliation, payment reconciliation, merchant settlement, and transaction matching — supporting accurate processing and real-time financial visibility at scale.
Fund Accounting & Client Money Management
Segregated fund accounting separating client funds from corporate funds, client balance tracking, trust account management, and client money reconciliation. Comply with client money regulations while protecting customer funds.
Regulatory Reporting & Audit Support
Automated regulatory report generation, audit trail maintenance, SOX compliance documentation, financial statement preparation, and audit support capabilities. Simplify regulatory reporting and audits with organised documentation and automated reporting.
Transform Your FinTech Operations
Regulatory Compliance Confidence
Maintain SOX compliance, pass regulatory audits, meet reporting requirements, and demonstrate internal controls with comprehensive FinTech compliance software.
Faster Financial Close
Reduce monthly close time by 50-60% with automated consolidation, revenue recognition, transaction reconciliation, and financial statement generation. Provide investors with timely, accurate financial information.
Improved Financial Controls
Strengthen internal controls with segregation of duties, approval workflows, and comprehensive audit trails. Prevent fraud, ensure compliance, and maintain investor and regulator confidence.
Multi-Entity Management
Simplify complex corporate structures with automated inter-company transactions, multi-currency consolidation, and unified financial reporting. Manage global FinTech operations from single platform.
Real-Time Financial Visibility
Access real-time financial dashboards showing revenue, transaction volumes, margins, compliance metrics, and key performance indicators. Make informed decisions with current data, not delayed reports.
Audit Readiness
Maintain organised documentation, complete audit trails, and readily accessible records. Reduce audit preparation time by 50% and minimise audit disruptions to operations.
Connect Your FinTech Ecosystem
Our Implementation Methodology
FinTech Compliance Assessment
Assess regulatory requirements, financial controls, compliance obligations, multi entity structures, and revenue recognition. Identify gaps, document current state, and design a NetSuite solution aligned with FinTech regulatory standards.
NetSuite FinTech Configuration
Configure NetSuite for financial services including chart of accounts, multi entity structures, revenue recognition rules, approval workflows, audit trails, and compliance reporting tailored to your FinTech business model.
Financial Data Migration
Migrate chart of accounts, customers, transactions, balances, and historical financials from legacy systems with structured validation to ensure accuracy, compliance, and audit trail continuity.
Compliance Team Training
Deliver role based training for finance, compliance, operations, and management covering controls, regulatory requirements, revenue recognition, audit procedures, and reporting responsibilities for FinTech operations.